What does WMD stand for?

These include: * Long-term Care Rider * Accelerated Benefit Rider * Accidental Death Benefit Rider * Child Rider * Spouse Rider * Waiver of Monthly Deductions Rider Consumers should consult with their financial professional to discuss costs, advantages and disadvantages of each rider in detail.

Policies Issued by: American General Life Insurance Company 2727-A Allen Parkway, Houston, Texas 77019 Policy Form Number 05337 Accidental Death Benefit Rider Form Number 82012 Children's Insurance Benefit Rider Form Number 82410 Spouse/Other Insured Term Rider Form Number 88390 Terminal Illness Rider Form Number 91401 Waiver of Monthly Deduction Rider Form Number 82001 The United States Life Insurance Company in the City of New York 70 Pine Street, New York, New York Policy Form Number 05337N Accidental Death Benefit Rider Form Number ADB791E Children's Insurance Benefit Rider Form Number CI791E1 Waiver of Monthly Deduction Rider Form Number 82001N Subsidiaries of American International Group, Inc.

These include: * long-term care rider1 * spouse rider * child rider * waiver of monthly deductions * accelerated benefit rider (no cost unless invoked) * accidental death benefit rider * maturity date extension endorsement (no cost).

The Waiver of Monthly Deductions (WMD) option provides for continuation of life insurance protection if the person becomes disabled.