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Yesterday Mr Lavery said the stumbling block to reaching agreement seemed to be the Government's reluctance to provide a temporary overdraft facility to allow the scheme to be put in place.
But while that is being built up, they want the Government to step in to provide a temporary overdraft to cover any shortfall.
The government has indicated it will not provide any temporary overdraft facility for the insurance industry's not-for-profit scheme, which makes it very difficult to go ahead," said Nick Starling, the ABI's director of general insurance.
Instead, bank chiefs offered the fraud victim a temporary overdraft to cover the stolen cash.
Lloyds TSB had in fact given you a temporary overdraft to cover the pre-notified charges that were about to hit your account, but you spent this money before the fees went through, so you went overdrawn again and more charges kicked in.
They may be able to help by offering you a temporary overdraft or providing a capital repayment holiday if you have taken out a loan.
Club chairman Steve Dale said: "It is extremely saddening to see the panic that has ensued from the organisation seeking what is effectively a temporary overdraft facility from the Bank of England.
Avoid it: Most banks will be happy to set up a temporary overdraft facility.