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If the prototype plan is not timely amended by the employer, then the plan is not a tax qualified plan.
The unintended consequence of this would be to create "churning" in the market by encouraging consumers to drop their pre-HIPAA coverage and buy post-HIPAA tax qualified plans, at their current age, which would likely cost more.
Surely, even now, you can manage to put $1,000 a year into a tax qualified plan for retirement.
If clients are using the annuity to fund any tax qualified retirement account (IRA), they must be advised that tax deferral is available with any investment vehicle and not unique to the annuity.
The Retirement Plans business (51 percent) offers individual single premium deferred annuities, individual variable annuities, and group tax qualified plans, including 401(k) plans.
Wicker, with over twenty years of experience in the employee benefits area, has designed, implemented and administered all types of tax qualified retirement plans.
8% as a percentage of TAV, adjusted to reflect substantial state support on outstanding debt, an anticipated sale of another $8 million in limited tax Qualified Zone Academy Bonds (not rated by Fitch), and the current offering.
the new holding company, will offer shares in a subscription offering to certain deposit holders of FloridaFirst Bank and to the Bank's tax qualified employee stock benefit plan (ESOP).