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We're seeing more clients looking at single-premium Universal Life options now," he says, attracted by return-of-premium and long-term care riders, plus other features that provide flexibility and access to contract dollars.
New York Life started organizing its single-premium universal life effort early last year and ramped up its efforts beginning in March and April, Lackey said.
The addition of Saver's Select fortifies Aviva's position as the only major carrier to offer banks a "full-line" portfolio, which also features term life, whole life and single-premium universal life insurance policies.