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Jan 31, 2012 According to the Federal Reserve Bank's (Fed) January 2012 Senior Loan Officer Opinion Survey on Bank Lending Practices, small-business loan demand increased to its highest level since 2005.
Domestic banks tightened standards on all major types of loans to businesses and households during the second quarter, although the net percentages of banks that tightened declined compared with a similar survey in April, according to the Federal Reserve's July 2009 Senior Loan Officer Opinion Survey on Bank Lending Practices.
Many respondents to the Federal Reserve's periodic Senior Loan Officer Opinion Survey on Bank Lending Practices (LPS) in early 1991 reported tighter terms and standards for C&I loans; however, the net number reporting tightening (number reporting tightening minus number reporting easing) declined over the year as capital pressures appeared to abate somewhat and the economy began to expand, albeit slowly.