What does PEC stand for?

Baggage and Personal Effects coverage can help cover the costs of replacement, so you can get on with your holiday.

Special coverage features: All policies offer medical payments coverage, personal effects coverage, uninsured boaters coverage, and emergency service and towing coverage (except PWcs).

It''s also known as PEC, or Personal Effects Coverage.

Other options you might be offered at the counter include personal accident insurance (often unnecessary if you're covered by your own health insurance or have the same protection in your auto policy), personal effects coverage against theft of personal items in the car (you may be covered under your homeowner or renter insurance) and additional liability insurance (you might already be covered under your auto-home umbrella policy).

The same applies to other types of additional coverage - liability insurance, additional liability insurance and personal effects coverage.

Progressive's specialized RV coverages include: * Total Loss Replacement - Progressive will buy you a brand new motor home or travel trailer of similar make and quality if your RV is totaled within the first five model years; * Emergency Expense Coverage - provides up to $2,000 for lodging and transportation if your RV is damaged while traveling more than 50 miles away from your primary residence; * Full-Timer's Package - offers extra coverage if you use your RV as your home or primary residence; * Replacement Cost Personal Effects Coverage - covers the loss of or damage to the contents of your RV; and * Roadside Assistance Coverage - provides towing to the nearest qualified repair facility and is a "Sign and Drive" coverage, meaning no out-of-pocket expenses for customers.

_ Personal effects coverage is not always included in regular insurance plans.

One way to get cheap car insurance for rental cars in New Jersey is to pay the car rental agency''s collision damage waiver (CDW), loss damage waiver (LDW), liability insurance supplement (LIS), personal accident insurance (PAI), and personal effects coverage (PEC).