What does MD stand for?

In order to duly establish a mortgage, an official mortgage deed must be executed in accordance with the recent "Regulation on the Principles and Procedures as regards the Official Deeds to be Prepared by Title Deed Registries"2 before the title deed registry where the real property subject to mortgage is located, and such mortgage deed must be registered with the same registry.

Byline: Fiona McNulty OUR LAWYER ANSWERS YOUR QUESTIONS QMY husband and I were buying a property and sent our signed mortgage deed in the post to our solicitors who are based far from where we live.

The mortgage deed is registered at Land Registry on completion of the mortgage and secures the new mortgage against your property.

That was then and this is now, our lives have changed for the better with holidays abroad, and the dog-eared rent book thankfully being replaced with the mortgage deed, and still, so many of us fail to earn anywhere near what the teachers, currently bemoaning their lot, rake in; pounds 20,000 to pounds 34,000 in most cases.

She also agreed to be named on the mortgage deed and property deeds - so guaranteeing his mortgage payments.

But each person listed on the mortgage deed is jointly liable to pay the whole mortgage.

An excerpt from this dialogue is as follows: John: So I need to ask that your Mortgage Deed include a standard Subordination Clause, whereby you agree to put the lien of your Mortgage behind that of the construction lender.

The document demands that: 'You confirm that no one has any rights over the property which you did not tell us about before the mortgage deed was signed.