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Rates will fluctuate from year to year with most policies, but they will not return less than the minimum guaranteed interest rate.
The changes include: *A new minimum guaranteed interest rate of 2 percent.
VisionAdvantage annuity buyers can allocate their funds among four indexed accounts that credit interest based in part on the performance of the S&P 500[R] Index1,2 excluding dividends, plus a fixed interest account that earns at least a minimum guaranteed interest rate.