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Word(s) in meaning: chat  "global warming"
Postal codes: USA: 81657, Canada: T5A 0A7

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What does HPML stand for?

Higher-Priced Mortgage Loan


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This definition appears very rarely and is found in the following Acronym Finder categories:

  • Business, finance, etc.

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Hanover Property Management Limited (UK)
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Human Peripheral Mononuclear Leukocytes
Hiroshima Peace Memorial Museum
High Plains Mallard Management Unit (United States Fish and Wildlife Service)
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Homes Partnership Mortgage Options (UK)
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Hanford Performance Measurement Program
Healthcare Project Management Partners (Virginia)



Samples in periodicals archive:
It enhanced its eConsent electronic disclosure delivery system to assist lenders with Regulation Z; developed tests that enabled lenders to comply with the higher-priced mortgage loan rule; drafted loan-modification document packages compliant with the Home Affordable Modification Program (HAMP); and has helped lenders prepare for the 2010 RESPA changes.
Mortgage products reflecting the new rules include HOEPA loans (Homeownership Equity Protection Act), Higher-Priced Mortgage loans (HPM), and Consumer Principal Dwelling loans (CPD).
Accordingly, the rules would prohibit lenders from engaging in a pattern or practice of making higher-priced mortgage loans without due regard to consumers' ability to make the scheduled payments.
Higher-priced mortgage loans are defined by separate calculations and lower thresholds in the new Fed rules than HOEPA loans.
The Final Rule defines higher-priced mortgage loan as a consumer credit transaction secured by the consumer's principal dwelling with an annual percentage rate that exceeds the "average prime offer rate" for a comparable transaction as of the date the interest rate is set by 1.
com), a provider of mortgage technologies to banks, credit unions and other lenders, provides higher-priced mortgage loan tests that enable lenders to comply with the pending higher-priced mortgage loan rule that takes effect Oct.
The rule's definition of higher-priced mortgage loans will capture virtually all loans in the subprime market, but will generally exclude loans in the prime market, explained the Fed.
Prohibit a creditor from making a first-lien higher-priced mortgage loan without establishing an escrow account for property taxes and homeowners' insurance.

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