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The act also created federal guaranteed and subsidized loans for low- and middle-income families, as well as expanded the college work study program that had been established the year before in the War on Poverty legislation, transferring its administration to the Office of Education in the Department of Health, Education, and Welfare.
It was assumed that the remaining half would be made up through work, Supplemental Educational Opportunity Grants, College Work Study programs and, to a relatively small degree, limited loans.
For example, state funding for the College Work Study Program has been eliminated, and cutbacks in the state's Tuition Assistance Program have made it much more difficult for students from middle-income families to afford the school of their choice.