What does AI stand for?

Because your extra money is coming with each paycheck, rather than in a lump sum, consider signing up for an automatic investing plan and having a fixed amount transferred to the Roth every month from your paycheck or bank account.

of Broker Branches Comment Charles Schwab 270 Professionals can evaluate your portfolio and make recommendations, one on one, for free Fidelity 114 Strong research along with tools that can, for example, gauge hypothetical impact of a buy or sell on an overall portfolio Muriel Siebert 7 Nearly 3,000 mutual funds, few hidden fees Scottrade 326 Low, flat commissions Sharebuilder 0 Offers the ability to invest in small increments TD Ameritrade 100 Independent research from Standard & Poor's and Morningstar * THROUGH AUTOMATIC INVESTING PROGRAM ** STANDARD PRICE FOR AN ONLINE STOCK TRADE

Automatic Investing For personal investments that, unlike 401(k) plans, don't carry a penalty for withdrawal before age 55, David Edwards, president of New York City's Heron Capital Management, recommends you stay disciplined by treating contributions to a mutual fund as a regular bill payment.

With the new partnership, more than 250,000 members and employees have access to an easy-to-use, automatic investing service.

With no account or investment minimums, ShareBuilder customers can begin a program of regular, automatic investing for just $4 per transaction -- or only $12 a month for unlimited stock purchases.

With no account or investment minimums and no annual fees, customers can begin a program of regular and automatic investing for just $4 per transaction -- or customers can build their portfolios with unlimited stock purchases for only $12 a month.

With no account or investment minimums and no annual fees, customers can begin a program of regular and automatic investing for just $4 per transaction -- or customers can build their portfolios with unlimited stock purchases for only $12 a month.

With no account or investment minimums and no annual fees, customers can begin a program of regular and automatic investing for just $4 per transaction - or customers can build their portfolios with unlimited stock purchases for only $12 a month.